Please read these terms and conditions before using the website.
1.1 Welcome to CashQuestions.com. This site is owned and operated by CashQuestions Ltd (“CashQuestions” and “CashQuestions.com”).
1.2 Your use of the site constitutes acceptance of these terms and conditions as at the date of your first use of the site. If you do not accept any of the terms and conditions, you must not use the site.
1.3 CashQuestions reserves the right to change these terms and conditions at any time by posting changes online. Your continued use of this site after changes are posted constitutes your acceptance of this agreement as modified.
1.4 You agree to use this site only for lawful purposes, and in a manner which does not infringe the rights, or restrict, or inhibit the use and enjoyment of the site by any third party.
2. Purpose of the site
2.1 The purpose of the site is to provide news and information about personal finance matters in general terms.
2.2 The site is for general information, education and entertainment only.
2.3 The site is not regulated by the Financial Services Authority and nothing on the site may be interpreted as financial advice.
2.4 The information provided both on the website, including comments sections, Ask and Expert and on the bulletin board and discussion forums does not constitute any form of recommendation, representation, endorsement or arrangement by CashQuestions or its employees or licensors and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. You should always undertake your own research into whether a product or service is appropriate for your needs, if necessary with assistance from a qualified financial adviser.
2.5 This site is intended for the use of users in England and Wales only, unless otherwise specified for specific items posted on this site.
3. Intellectual property
3.1 All of the content on the site is owned by us or our licensors and is protected by UK and international copyright laws.
3.2 Original graphics, site content provided by the company and the database of this website are the intellectual property of CashQuestions Ltd.
3.3 Commercial use or publication of all or any item displayed is strictly prohibited without prior authorisation from CashQuestions. Nothing contained herein shall be construed as conferring any licence by CashQuestions to use any item displayed.
3.4 Content posted on the bulletin board remains the copyright of the poster. However, by posting on the bulletin board you grant to CashQuestions a perpetual, unlimited free licence to republish that text on the CashQuestions site and to redistribute/make available and/or sell that text in print or electronic form anywhere in the world as part of an edited compilation or otherwise.
3.5 Any communication or material that you transmit to, or post on, any public area of the site, including any data, questions, comments, suggestions, or the like, is, and will be treated as, nonconfidential and nonproprietary information.
3.6 You may not use the bulletin board for any unlawful purpose, including infringement of the intellectual property rights of others; the publication of anything that is of a racist, defamatory or otherwise unlawful nature, or anything that is of an abusive, harassing or threatening nature, the definition of these terms to be determined solely by officers, employees or other representatives of CashQuestions.
You may not post comments against articles, on the bulletin board or send between members of the community advertisements or invitations to undertake business or transact for financial gain. If you wish to advertise on CashQuestions you should contact the advertising manager.
5.1 CashQuestions does not warrant that the functions contained in the material contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or bugs or represent the full functionality, accuracy and reliability of the materials.
5.2 This site and the information, names, images, pictures and logos regarding or relating to CashQuestions are provided “as is” without any representation or endorsement made and without warranty of any kind, whether express or implied. In no event will CashQuestions be liable for any damages, including, without limitation, indirect or consequential damages, or any damages whatsoever arising from the use or in connection with such use or loss of use of the site, whether in contract or in negligence.
5.3 CashQuestions takes no responsibility for the content of external internet sites. Other websites that CashQuestions links to are owned and operated by third parties and CashQuestions has no control over them. The fact that CashQuestions include links to other websites does not mean that CashQuestions necessarily approves of or endorses any other third party website or the content of that website. We accept no liability for any statements, information, products or services that are published on, or are accessible through, any websites owned or operated by third parties.
5.4 You agree to indemnify, defend and hold harmless us, our directors, officers, employees and licensors from and against any claim, liability, cost, damage or loss we may incur (including reasonable legal fees) as a result of any material that you post or transmit on our bulletin board forums, any actions you take which disrupt access to and/or the functioning of our site or any breach by you of your obligations under these Terms.
6.2 If any of these provisions is deemed invalid, void or unenforceable, that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.
6.3 These terms and conditions shall be governed and construed in accordance with the laws of Englad and Wales. Any disputes shall be subject to the exclusive jurisdiction of the Courts of England and Wales.
6.4 If these terms and conditions are not accepted in full, the use of this site must be terminated immediately.
6.5 CashQuestions Ltd is a limited company, registered in England, number 4723129. Registered office: First Floor, 135 Notting Hill Gate, London W11 3LB.