Can I use my wife's unclaimed tax allowance?

[Daily Express]

I am retired, aged 71. Pensions, including state pension, total £22,560.

My wife is retired aged 66, with state pension of £3,289 due to early retirement aged 49.

Earnings from part-time work have taken me over £24,000. Can any of this be defrayed against my wife's unused personal allowance?


D Connolly

[Annie Shaw]

No. But you can arrange your affairs so that, for instance she uses up more of her allowance. You could do this by transferring savings and investments into her name so that the interest accrues to her and she can reclaim tax paid or register to have interest paid without tax taken off.