The product includes a free valuation, free legal services for remortgages, no higher lending charge and allows 10% capital repayments each year, without penalty.

"We know that many borrowers like the ability to budget through fixed monthly payments, and large numbers of mortgage customers will be coming off existing fixed-rate deals in 2008. All the options are fee-free, so customers have no up front costs and can lock in at a rate that delivers certainty of payments, providing excellent peace of mind,” said Karen Wint, General Manager Marketing & Customer Services.

"Furthermore, all the products are fully portable, so if customers do wish to move during the term they can take the mortgage with them."

For more information, customers can call into their local branch, apply online at www.leedsbuildingsociety.co.uk, or call the Society's mortgage hotline on 08450 540 994, 8am to 8pm, seven days a week.

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