You can get 30% off Gap's Holiday collections and gifts at Gap, GapKids, babyGap and Gap Outlet between Wednesday 19th and Sunday 30th November 2008.

Get more details here.

Simply click on the 'Join' button, fill in your details and print your voucher.

Alliance & Leicester, which is now part of the Santander Group, is re-entering the tracker market, with a two-year base rate tracker at a rate of 4.89%. There is a 1% arrangement fee and 60% loan-to-value.

The product also allows customers to overpay every month by any amount, or in lump sums of £500 or more. With the overpayment "credit" customers can build up, they can borrow money back, take payment holidays or pay less in some months.

T-Mobile is offering a new service called Boosters, which increases the value of both pay-as-you-go and contract price plans.

The Boosters add-ons can be activated immediately, have no tie-in and can be changed from month to month.

Scottish Widows Bank is offering from today an increased bonus of 1.50% on its E-Cash ISA for 12 months, giving an initial AER of 6.00% tax free, variable.  This rate is available for new cash deposits and for those who wish to transfer in from another provider.

"We are delighted to improve an already competitive account.  Along with the very competitive interest rate, customers can benefit from easy online access to savings and peace of mind that their savings are held in a tax-free account," said Mandy Webster, Marketing Manager at Scottish Widows Bank.

Abbey has launched a new credit card aimed at helping consumers whose finances are being squeezed by the increasing cost of living and the credit crunch.

This latest card in Abbey's innovative product range offers 3% cashback on supermarket and petrol purchases for the first six months, plus 0% on balance transfers for nine months and 0% on purchases for three months from account opening.

Café Rouge restaurants are offering a 2 for 1 deal Sunday to Thursday between now and 23 November.  The menu ranges from French classics such as steak frites and boeuf bourguignon to casserole of salmon, dory and mussels in a light and creamy white wine velouté.
 
There are also regularly changing specials to ensure there is always something new to try on every visit.

First Great Western is offering 2FOR1 savings on attractions, hotels, restaurants and more in the historic cities of Bath, Bristol and Oxford from now until 31st May 2009.

Offers range from Thermae Bath Spa  to Bristol Packet boat trips and the Modern Art Oxford gallery.

The Daily Express has teamed up with nearly 300 gastro pubs around the country to offer you a mouth-watering free meal at some quality establishments.

You and your friends could soon be enjoying dinner or lunch at one of our great participating pubs.

Alliance & Leicester has increased the interest rate on its Online Tracker savings account to 6.30% AER, including a 1.30% gross bonus until 4 January 2010, with a guarantee that the underlying rate will track the Bank of England Base Rate until 31 January 2011.

Online Tracker used to pay tiered interest rates of 4.25% for balances below £100,000 and 4.75% for balances above £100,000.

Virgin Money has improved its balance transfer 0% deal by adding an extra month. The new deal gives borrowers a total of 16 months interest-free from the date they take out the card. The firm has also doubled its 0% offering on purchases from three months to six months.

Coventry Building Society's new Sixty-Plus PostSave account pays customers over 60 a market-leading rate of 6.60% (AER/gross pa), which includes a 0.85% AER bonus for the first year.  It also offers a long-term guarantee that the AERs will be at least 0.25% above the Bank of England Base Rate until 31 March 2010.

Rachel Haworth, Head of Marketing at the Coventry said: “As an award-winning provider of savings products specifically for the older generation, this postal account is a natural extension to our range.  It gives customers even more options to choose from when they save with the Coventry.

Homeowners have a few days left to take advantage of a 25% discount plus a £20 shopping voucher when they buy Sainsbury's Home Insurance - and a further 10% discount if they apply online. The offer is available to all new customers purchasing both buildings and contents cover together before 6 October 2008.

Neil Laird, Home Insurance Manager, Sainsbury's, said: "Home insurance policies vary dramatically, so it's essential people compare policies not only on price but also on the level of cover they provide. Quality cover such as unlimited buildings insurance doesn't have to be expensive, and although premiums have been rising, by shopping around and taking advantage of discounts such as ours, there are significant savings to be made. Unlike some other promotions available at the moment, ours is open to all new customers."

To find out more about Sainsbury's Bank Home Insurance, call 0800 731 7978 or log on to the Sainsbury's Bank website.

Compare home insurance here

Kent Reliance is offering a new variable rate cash ISA for the under-25s paying 6.26%. Existing KRBS Direct ISA savers who are under the age of 25 will be transferred into the new account automatically and need do nothing to obtain the higher rate. Other savers wanting to transfer in to the KRBS are welcome.

Alliance & Leicester has  launched a new fixed-rate bond paying 6.50% gross on lump sum investments between £1,000 and £10,000, which replaces the Premier Regular Saver.

The bond is available to all existing customers of the Premier current account range, and all new customers who switch to one of the Premier range of current accounts in-branch, using the Premier Switching Service.

Nottingham Building Society has launched a new savings account offering 6.55% gross interest. The so-called Postal Tracker 45 is a notice account catering for the needs of the experienced saver, says the society. Its key features include a guaranteed rate of at least the Base Rate plus 0.25% - currently 5.25% - until October 2009 and at least the Base Rate plus 0.1% - currently 5.1% - until October 2010.

M&S Money is offering to refund in full foreign currency purchased from M&S by customers who had booked holidays with the XL Leisure Group and are now unable to travel. Customers can take their unused currency into any of the 113 M&S bureau de change until close of business on Tuesday September 23rd 2008 and exchange for the full amount of sterling that they paid for the currency.

Over 50 and struggling with your household bills? Saga Home Insurance is offering the chance to win free home energy for a year in the face of rising energy bills.

Anyone who obtains an online quote for Saga Home Insurance during the month of September will be entered into a weekly prize draw to win the cash equivalent of a years' worth of energy.

The limit is £3,000 and includes coal, gas, electricity and oil.

Full terms and conditions are available here.

Obtain your online quote here.

M&S Money is offering a 25% cashback reward to customers who take out a personal loan before 29 October 2008. The offer is available on all personal loans taken out over 36 months or more, though customers will only receive the refund - of 25% of the total interest they have paid - once their final repayment has been made. When the cashback reward is taken into account, the typical rate of 9.9% APR on a £10,000 loan over a 36 month period is equivalent to a rate 7.7% p.a.

Cash back examples:

Loan amount      Loan term           Cashback

£7,500                36 months          £320.78
£7,500                60 months          £523.91
£12,500              36 months          £534.64
£12,500              60 months          £873.18
£15,000              36 months          £641.57
£15,000              60 months          £1,047.82

Compare personal loans here

Heritable Bank, the specialist savings provider, is launching today its first online easy access savings account – known as “Online Saver” - at a rate of 6.51% AER (variable). 

Interest can be paid annually or monthly to suit the customer. The interest rate applicable to the annual interest payment option is 6.51% gross pa/AER and for the monthly interest option 6.32% gross pa/6.51% AER, both of which include a 0.61% gross pa bonus payable for the first 12 months.

An online conveyancing cost comparison service launched by Yorkshire Building Society to its borrowers last year is to be offered to the general public.

The website www.compareconveyancers.co.uk allows customers to get an online quotation from  170 solicitors around the country, and to choose one based on price, service or location or a combination of all three. Once instructed online, cases can be tracked 24 hours a day via the internet, with real-time email or SMS alerts. All of the solicitors offering the service offer a ‘no sale, no fee' promise (excluding disbursements).

Yorkshire Bank has launched a new "packaged account", called the Signature Current Account, aimed at busy professionals.

The account, which can be linked to a high interest savings account, or to an offset mortgage, comes with a range of lifestyle benefits.

Cheshire Building Society has launched a new issue of its Portfolio Reserve guaranteed equity bond investment product, with a guaranteed fixed rate of up to10% gross/AER for 12 months.

Portfolio Reserve combines the security of a fixed-rate savings account from the Cheshire with the potential for long term investment growth from a Norwich Union Portfolio bond. Investors can place up to 30% of their total investment in the Cheshire's 10% gross/AER fixed rate reserve account. There is also the option of interest paid monthly at a rate of 9.57% gross (10% AER) for added flexibility.

Skipton, the sixth-largest building society, is offering £25 of free travel money for next year to customers who open a one-year Special Saver Account at a Skipton branch during September. They will receive the money when they buy at least £275 worth of foreign currency or travellers' cheques through Skipton following the maturity of the account.

The cost of a week's holiday is set to rise next summer: the weakness of the pound and higher fuel costs mean the average week away could cost more than £500 in 2009, according to research by Thomas Cook.

Sainsbury’s Car Insurance is offering new customers 12 months’ car insurance for the price of 10. The offer is open until 8 September, and customers can also receive a 10% discount if they apply online.

“The cost of motoring has gone up significantly in recent years, and high petrol prices continue to be a burden for motorists. However, shopping around for car insurance and taking advantage of discounts such as ours can help drivers make important savings,” said Joanne Mallon, Car Insurance Manager.

Britannia Building Society has launched an "Inflation Beater 2-year Bond" which  guarantees an interest rate higher than the rate of inflation.

The interest is adjusted each month to beat the rate of inflation - currently 5%, according to the Retail Price Index (RPI) - plus an extra 1.75% gross.

Leeds Building Society is cutting rates on its fixed-rate mortgage range by up to 0.50% from tomorrow. A 2-year fixed rate deal has been reduced from 5.75% to 5.25%, with 80% loan-to-value and a completion fee of 3% of the loan amount.

There are also new 3-year fixed rate options available, beginning at 5.99% at 80% LTV, rising to 6.49% up to 90% LTV. There is a £999 completion fee up to £500,000, and over £500,000 the fee will be 1% of the loan amount.

Britannia has trimmed up to 0.30% from its two and five-year fixed rate mortgages.

The two-year fixed rate options start at 5.99% for a 50% loan-to-value mortgage, while a 75% LTV costs 6.39% and 90% LTV charges 6.79%. All three have an arrangement fee of £499. A free-fee option has interest rates of 6.34%, 6.69% and 7.09% respectively, while a two-year fixed option with a £999 arrangement fee has interest rates of  5.64% for 75% LTV and 6.39% for 90% LTV.

Halifax is cutting rates on some of its mortgages by up to 0.45%, and is to introduce four new fee-free products tomorrow.
 
The new rates include a two-year tracker at 5.59%, down from 5.69%, with up to 75% loan-to-value and a £1,999 fee. There is also a three-year fixed rate at 6.04%, down from 6.49%, up to 75% LTV and a £499 fee. The deals have to be arranged through a mortgage broker.

Yorkshire Building Society is launching a new range of 2, 3, 5, and 10-year fixed-rate mortgages tomorrow, with interest rate reductions of up to 0.45% from the current range.

The 2, 3 and 5-year fixes are available at 5.74% with a maximum loan-to-value of 75% and a £995 fee. The 10-year fix also has a 75% loan-to-value and £995 fee, but the interest rate is slightly higher, at 5.84%.

Woolwich is offering fixed-rate mortgages at below 6% from today, with reductions of up to 0.32%.

The new rates include three and five-year fixed rates of 5.97% (both reduced by 0.32%), and a ten year fixed rate of 5.87% (reduced by 0.07%), all at a maximum of 60% loan-to-to value. A new two year fixed rate is also available at 5.99% for loans up to 60% loan-to-value.

The product includes a free valuation, free legal services for remortgages, no higher lending charge and allows 10% capital repayments each year, without penalty.

LV= Asset Management (LVAM), the fund management arm of mutual insurance and investment group LV=, has launched its Diversified Income Fund, a lower risk multi-asset class vehicle which aims to provide an attractive level of income with above-inflation capital growth over a typical three-year market cycle.

The fund has an income target of 4% gross p.a. at launch and an expected TER of around 1.8% p.a.

LV= is the largest friendly society in the UK, and LVAM, its wholly-owned subsidiary, manages around £8bn of assets on behalf of LV= and a range of partner organisations.

Families are reeling from the effects of rising fuel bills. CashQuestions shows you how to switch your fuel provider and save money on energy.

Fight back on fuel bills

Competition in the broadband market means there are better introductory offers than ever - but anyone tempted by the short-term deals could end up being a long-term loser. A third of people stay with the company that they first signed up with, even though the deal may not be best for them, warned BroadbandChoices.co.uk.

Alliance & Leicester is launching launches two new savings products for the over-50s. The first, the Premier 50 Fixed Rate Bond, pays 7.50% gross pa/AER and is available for a limited time only.

Hetal Parmar, Savings Manager at Alliance & Leicester, said: "Our Premier 50 Fixed Rate Bond is ideal for the over-50s who don't like to take risks with their finances - it pays a fixed 7.5% in interest and is available to customers who open or hold a Premier 50 Current Account.

Ikea is launching a sim-only mobile phone package, which it claims is the UK's cheapest PAYG on the market. The deal will be offered from the end of this week to members of the furniture retailer's loyalty programme, known as Ikea Family.

The package is being offered in partnership with Mobile Partners UK and the company says there are no hidden charges. Scheme members pay only for the air time they use at the rate of 9p a minute for all UK calls and 6p for all UK text messages – any day, any time. 

Tesco is targeting holiday motorists with its latest offer. It says it will cut the cost of car breakdown cover by 30% for people who apply online. The offer is available for those driving in the UK as well as abroad.

Wills & Co Stockbrokers is offering readers a free guide to shareholder perks.

Many UK companies reward their shareholders with discounts when they use their shops, hotels or restaurants, or buy holidays or flights through their operations. However, these deals can be difficult to find out about. This easy-to-use guide is a simple reference tool to provide further information on what perks to expect when investing in shares.